What is a Fiduciary Advisor?
What You Should Know About Fiduciary Advisors
⚬ 97% of Americans think Advisors should be legally required to put their client’s best interests first.
⚬ Only 11.2% of Advisors in the US act as a Fiduciary 100% of the time.
Financial Advisor vs Fiduciary Advisor
Brokers
A Financial Advisor who works at a Broker/Dealer or Insurance Company (or both).
They are paid commissions and fees for selling products to clients and only need the product to be “suitable” (not in your best interest).
89% of advisors in the US are registered as Brokers!
Dual-Registered Advisors
An open secret in the industry is that most “Fiduciary” Advisors DON’T ALWAYS act as a fiduciary.
“Dual-registered advisors” are registered as a fiduciary RIA AND a broker.
Clients ask advisors “Do you act as a Fiduciary?” but they should be asking “Do you ALWAYS act as a Fiduciary?”
Dual-registered advisors can act as fiduciary one minute and a brokerage or insurance salesman the next. How can you tell the difference?
Fee-Only Fiduciary Advisors
A Fee-Only Fiduciary Advisor is a Registered Investment Advisor (RIA) who holds no brokerage or insurance affiliations and is AT ALL TIMES legally obligated to put your interests first and disclose any potential conflicts!
Only 11.2% of Advisors in the USA are registered this way! And we’re proud to be one of them!
The 3 Questions To Ask Any Advisor
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An advisor with Fiduciary Duty is legally obligated to put your interests first and disclose any potential conflicts.
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Our Answer: YES!
…and we believe ALL advisors should be held to this standard of care!
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Our Answer: NO.
Unlike many other firms we DO NOT offer proprietary products, receive payments from third parties for investment advice, participate in revenue sharing, or conduct principal trading!
We’re pretty straightforward, and that’s how we like it!
Real Client Stories
The Garlocks
Setting a retirement date isn’t easy, but it’s a lot easier with a Fiduciary and a plan
The Thomsons
Financial Planning for two generations
Mr. Haynes
From Boeing Engineer to world traveler, snowboarder, and mountain biker!
How to Get Started
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15-Minute Intro Call with Glenn Rossman
We’ll keep it casual and get to know each other.
Let’s see if we might want to work together.
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Demo
Full demo of what a relationship with us might look like.
Sleep on it to see whether we might be right for you.
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Get Your Finances Perfectly Organized
Let’s get your financial life neat, organized, and optimized!
Each and every client gets their own tailor-made strategy over 6 meetings.
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Implementation and Support
We don’t just hand you a report.
We help implement the advice and keep you on track with ongoing support.
Have a Question?
We find the easiest way to get answers is to schedule a 15-minute Intro Call with us, but if it’s just a quick question ask here!